Interest Earned | | | | | |
Int. /Disc. on Adv/Bills | 2130.63 | 2080.45 | 2055.46 | 1976.13 | 1888.04 |
Income on Investment | 417.51 | 421.40 | 422.76 | 393.22 | 385.09 |
Int. on balances With RBI | 15.52 | 9.82 | 2.32 | 3.71 | 4.27 |
Others | 4.89 | 4.26 | 5.47 | 10.94 | 7.13 |
Total Interest Earned | 2568.55 | 2515.93 | 2486.01 | 2384.00 | 2284.53 |
Other Income | 447.25 | 509.33 | 467.43 | 472.01 | 388.35 |
Total Income | 3015.80 | 3025.26 | 2953.44 | 2856.01 | 2672.88 |
| | | | | |
EXPENDITURE | | | | | |
Interest Expended | 1489.20 | 1426.67 | 1407.22 | 1324.05 | 1260.18 |
Employee Cost | 364.94 | 384.93 | 373.82 | 357.00 | 333.46 |
Other Expenses | 356.16 | 378.69 | 357.13 | 358.72 | 333.39 |
Total Expenses | 2210.30 | 2190.29 | 2138.17 | 2039.77 | 1927.03 |
| | | | | |
Operating Profit Before Provisions And Contingencies | 805.50 | 834.97 | 815.27 | 816.24 | 745.85 |
Provisions And Contingencies | 118.14 | 161.40 | 147.44 | 179.83 | 132.94 |
P/L Before Tax | 687.36 | 673.57 | 667.83 | 636.41 | 612.91 |
Tax | 165.91 | 160.21 | 171.80 | 162.81 | 154.26 |
P/L After Tax from Ordinary Activities | 521.45 | 513.36 | 496.03 | 473.60 | 458.65 |
Net Profit/Loss For the Period | 521.45 | 513.36 | 496.03 | 473.60 | 458.65 |
| | | | | |
Equity Share Capital | 161.05 | 161.02 | 161.00 | 160.96 | 160.94 |
EPS Before Extra Ordinary * | | | | | |
Basic EPS (Rs.) | 6.48 | 6.38 | 6.16 | 5.89 | 5.70 |
Diluted EPS (Rs.) | 6.47 | 6.37 | 6.16 | 5.88 | 5.70 |
EPS After Extra Ordinary * | | | | | |
Basic EPS (Rs.) | 6.48 | 6.38 | 6.16 | 5.89 | 5.70 |
Diluted EPS (Rs.) | 6.47 | 6.37 | 6.16 | 5.88 | 5.70 |
| | | | | |
NPA Ratios: | | | | | |
Gross NPA | 592.60 | 641.80 | 690.92 | 885.61 | 1024.53 |
Net NPA | 170.26 | 166.21 | 166.69 | 219.22 | 293.66 |
(%) of Gross NPA | 0.66 | 0.76 | 0.83 | 1.10 | 1.32 |
(%) of Net NPA | 0.19 | 0.20 | 0.20 | 0.28 | 0.38 |
Return on Assets % | 1.73 | 1.73 | 1.74 | 1.72 | 1.70 |
| | | | | |
OPBPC Margin (%) | 31.36 | 33.18 | 32.79 | 34.23 | 32.64 |
PBT Margin (%) | 26.76 | 26.77 | 26.86 | 26.69 | 26.82 |
PAT Margin (%) | 20.30 | 20.40 | 19.95 | 19.86 | 20.07 |